1. Current Accounts:

Our current accounts are designed to suit your everyday banking activities. These accounts are not entitled to receive profits without bearing any loss, ensuring that your funds are to be invested only in Shariaah compliant assets. With our current accounts, you can freely deposit or withdraw funds through cash tellers, by cheques, or at any Cihan Bank branch. These accounts have many features, including:

● Account availability in Iraqi Dinar and USD
● Minimum Balance to open an account = 100,000 ID or 100$
● No return or profit
● Service charges for opening account= 5000 ID
● 5000 ID for cheque book

2. Saving Accounts:

At Cihan Bank, we offer you different Saving Accounts for safe access to your money with the privilege of profit distributions on an annual basis.

● Available in Iraqi Dinar and USD
● Required Minimum balance= 150,000ID or 100US$
● Profit distribution on annual basis

3. Term Deposit:

With our Term Deposit Accounts, you can invest your money in different investment periods. Ranging between 3 months, 6 months, and 12 months, our term deposits offer trusted management and investment to your funds, based on Islamic Murabaha principles. These accounts come enjoy the following features:

● Available in Iraqi Dinar and USD
● Required Minimum balance 
● Tenure of 3 months, 6 months, and 12 months
● Profit on maturity